Merchant Credit Card Acceptance Programs Whether you're looking for a complex
e-commerce solution for your website ,
or just the ability to process credit card transactions,
you've found the right place!
New or Existing Internet Business!
Home Based Business!
"Not so hot" Credit! Non-US Companies!!!
(Non-U.S. Companies go here!) Do you want to be able to accept credit cards but you're wondering:
- What does it cost?
- Will I get turned down?
- Am I too small?
- Will they work with a new home based business?
- My credit isn't so hot so won't I just embarrass myself?
If this sounds like you, then you've found the solution you've been looking for!
Regardless of what you do on your website, you still need a relationship with a financial institution for processing credit card transactions. Applying
for a merchant account here is your first step in accepting credit cards from your customers! If you want to know more about e-commerce solutions (processing credit
cards direct from your website without any "hands on"), you probably want to go here. However, you will still need a merchant account first, so read on! Here are the facts:
- 3.25% discount rate on non-swiped transactions
(that's the percent of the selling price the bank charges you when they process your customer's credit card purchase)
$ 0.30 per transcation without AVS ("Address Verifications System" - checks that the address your customer provides mathces the address on file for the cardholder to cut down on fraud) $ 0.40 with AVS
$15.00 per month statment fee
Plus the monthly lease cost (or purchase price) of a card swipe terminal or software - whichever is appropriate for your needs
$ 125.00 one time application processing fee (this is refunded if you are not approved for any reason)
The approval process: Once we have everything we need, you are typically issued your merchant account number within 24 hours (your merchant account number means
you can now accept credit cards for deposit direct into your bank!). Do I have to be a company? Incorporated? Or in business for a pre-determined period of time?
"No" to all of these. You just need to want your new or existing business to be able to accept credit cards. Getting accepted: Without knowing anything about you, we can't say you'll be approved, but
you might be pleasantly surprised how little weight is given to your personal credit in processing your application. We're just looking for honest people, NOT perfect credit! Here's how you start:
Complete our simple secure on-line order form (remember, your application fee is refunded if you are not approved) and we'll overnight your application. Send me an application (If you're not a U.S. based company, please go here for your merchant account application): Order via Secure On-Line Order Form |